NS&I, the Government-backed savings provider, is the home of Premium Bonds and a number of other savings options. Reducing scam risks is crucial, and it’s something Britons are being urged to do.

NS&I is among the savings providers urging its customers to stay safe online. It includes a detailed guide on the NS&I website which highlights some potential tactics fraudsters may adopt to trick victims into their scam attempts.

There are a wealth of ways in which they target people, and worryingly, some could seem very convincing.

Phishing emails are one type of scam, and they can look very similar to a genuine email from a trusted company or person.

Sadly, the fraudsters are trying to trick the recipient into handing over their personal and/or sensitive information – potentially including their bank details.

We’ll never send you a link in an email going directly to our login page, or ask you to enter your online banking details,” confirms NS&I.

“Avoid opening attachments or clicking on links if they look suspicious.”

People who are concerned about an email which appears to be from NS&I can be forwarded to a dedicated email address – phishing@nsandi.com.

Phone call scams, known as vishing, are also rife.

People who receive an unsolicited call, in which the caller claims to be from NS&I, are urged to follow a number of tips, in an effort to keep both themselves and their account safe.